Terms & Conditions

Last updated: 9/2/2026

This is a general-purpose template and is not legal advice. Please have a licensed attorney review and customize these terms before relying on them.

1. Acceptance of Terms

By accessing or using Blockchain & FinTech Lab ("the Platform"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Platform.

2. Educational Purpose Only

All courses, lessons, and materials are provided for educational purposes only and do not constitute financial, investment, legal, or professional advice. You are solely responsible for any decisions made based on the content provided.

3. Account Registration

You must provide accurate information when creating an account and are responsible for maintaining the confidentiality of your login credentials and all activity under your account.

4. Course Access & Payments

Paid courses are billed through our payment processor at the time of purchase. Access is granted for the tier and course purchased. Prices, availability, and course content may change at any time without notice.

5. Refund Policy

Refund requests are handled on a case-by-case basis. Contact us prior to requesting a refund so we can review your situation.

6. User Conduct

You agree not to misuse the Platform, including but not limited to sharing account access, redistributing course materials, or attempting to disrupt the service.

7. Intellectual Property

All course content, materials, and branding are the property of Blockchain & FinTech Lab and may not be reproduced, distributed, or sold without written permission.

8. Data & Privacy

We collect account information (such as your name and email) to operate the Platform, deliver course content, issue certificates, and communicate with you about your account. We do not sell your personal information to third parties. See our Privacy Policy for details on how your data is used and protected.

9. Certificates

Certificates of completion are issued based on your performance within a course and do not represent an accredited or licensed credential unless explicitly stated.

10. Limitation of Liability

The Platform is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the Platform.

11. Changes to Terms

We may update these Terms & Conditions from time to time. Continued use of the Platform after changes are posted constitutes acceptance of the revised terms.

12. Contact

If you have questions about these Terms & Conditions, please contact us through the Platform.